Homeowners & Auto Insurance
If you're looking into purchasing insurance for your home, you are in the right place to get the information you need to make an informed decision. Then, contact one of our award winning independent insurance agents at Insurance Center Associates to get more information and a free quote that is hand crafted and tailored to your needs.
What Does Homeowners Insurance Cover?
Homeowners insurance coverage extends from the outside structure of your home to all of the contents inside of it. Homeowners Insurance generally has the following four standard coverage features:
- Dwelling Coverage
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Provides financial protection if the structure of your home is damaged by a covered event.
- Personal Property Coverage
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Homeowners insurance covers not just your home itself but also your personal belongings.
- Liability Coverage
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Liability coverage protects you from exposure to legal liability of property damage or bodily injury.
- Loss Of Use Coverage -
Also called additional living expenses coverage, this feature covers you for the expenses associated with living outside of your home if it is rendered uninhabitable.
Having a homeowners insurance policy can mean the difference between a devastating loss and a manageable one.